3/4 c Flour

1 1/2 c Shredded cheddar cheese

1 1/2 ts Baking powder

1/2 ts Salt

1/3 c Milk

1 Egg, slightly beaten

16 oz Can garbanzos, drained

16 oz Can kidney beans, drained

8 oz Tomato sauce

1/2 c Chopped green bell pepper

1/4 c Chopped onion

2 ts Chili powder

1/2 ts Dried oregano leaves

1/4 ts Garlic powder

Heat oven to 375 degrees. Grease pie plate, 10 x 1 1/2 inches. Mix flour, 1/2 c cheese, the baking powder and salt in medium bowl. Stir in milk and egg until blended. Spread over bottom and up sides of pie plate. Mix 1/2 c of the remaining cheese and the remaining ingredients; spoon into pie plate. Sprinkle with remaining 1/2 c cheese. Bake about 25 minutes or until edges are puffy and light brown. Let stand 10 minutes before cutting.