3/4 C unbleached flour

1/2 C cheddar cheese -- shredded

1 1/2 Tsps baking powder

1/2 Tsp salt

1/3 C skim milk -- at room temperature

1 egg white -- whipped

1 Can garbanzo beans -- (15 1/2 oz) drained

1 Can kidney beans -- (15 1/2 oz)

1 Can tomato sauce -- (8 oz)

1 C bell peppers -- chopped

1/4 C onion -- chopped

2 Tsps chili powder

1 Pkg taco seasoning mix

2 Cloves garlic

1/2 C cheddar cheese -- shredded

Preheat oven at 375. Prepare pie plate, 10 x 1" with cooking spray and flour. Mix flour, 1/2 cup cheese, baking powder and salt in medium bowl. Stir in milk and egg white until blended. Spread over bottom and up side of pie plate. Mix remaining ingredients except 1/2 cup cheese. Spoon into pie plate; sprinkle with 1/2 cup cheese. Bake uncovered about 25 minutes or until edge is puffy and light brown. Let stand 10 minutes before cutting.